Credit Score & Loans

Home Equity Loans Our take: Pennymac’s home equity loans are pretty standard. The rates fall within industry norms, although the flat rate origination fee is surprisingly affordable. But you…

Interest rates are based on bonds. Because the bonds underlying the average mortgage are fixed rate, inflation is the enemy. Imagine you’re an investor fronting the money for a…

The Department of Education has revised its court-ordered list of professional degree programs for the second time in two weeks, clarifying which nursing programs qualify for higher federal student…

Everyone experiences financial emergencies from time to time. If you have sufficient savings and a good credit score, it’s much easier to get through them, but that’s not the…

Fraud Report, AMC, Non-QM Products, eNote News; ROAD to Housing Thoughts; Oil and Rates Recently, MISMO released its new white paper, “From Paper to Performance: How eNotes…

Key Points Roughly 40% of Americans would likely be denied a private student loan, and most approvals depend on a cosigner. About 84% of private student loan borrowers applied…

Home Equity Cashout Our take: JG Wentworth provides a no-monthly-payment way to unlock home equity without refinancing. But it’s probably not ideal if you qualify for traditional home equity…

If you own a home long enough, something is bound to dent, crack, or punch a hole in your drywall. Doorknobs get blamed the most, but we’ve also seen…

Davidson College will be tuition-free for students from families earning $175,000 or less starting in the fall of 2027, the North Carolina liberal arts college announced this week. Families…

CreditCube is a tribal-affiliated online lender offering quick, high-interest loans, often to borrowers with limited or poor credit. While CreditCube may appeal to those who have few other options,…