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    Credit Score & Loans

    50% Of Parents Now Use 529 Plans, But 71% Still Expect To Borrow For College

    Byadmin August 11, 2026

    The College Savings Foundation released its 20th Annual State of Higher Education Savings Survey, polling 1,000 parents of children age 25 and under. The headline numbers: 93% of parents…

    Read More 50% Of Parents Now Use 529 Plans, But 71% Still Expect To Borrow For CollegeContinue

  • US FDA Moves to Increase Oversight of Food Additives
    Insurance & Investing

    US FDA Moves to Increase Oversight of Food Additives

    Byadmin August 11, 2026

    The U.S. Food and Drug Administration on Monday took steps to increase oversight of food additives as part of the Trump administration’s “Make America Healthy Again” initiative. President Donald…

    Read More US FDA Moves to Increase Oversight of Food AdditivesContinue

  • Mortgage Rates Today, Monday, July 13: A Little Higher
    Credit Cards

    Mortgage Rates Today, Monday, August 10: A Little Higher

    Byadmin August 11, 2026

    Yes, mortgage interest rates are higher today, but only by a little. The average interest rate on a 30-year, fixed-rate mortgage rose to 6.58% APR, according to rates provided…

    Read More Mortgage Rates Today, Monday, August 10: A Little HigherContinue

  • Not Quite The Rally You'd Expect, But a Rally Nonetheless
    Credit Score & Loans

    Not Quite The Rally You’d Expect, But a Rally Nonetheless

    Byadmin August 10, 2026

    Not Quite The Rally You’d Expect, But a Rally Nonetheless Fri, Aug 7 2026, 5:21 PM Not Quite The Rally You’d Expect, But a Rally Nonetheless…

    Read More Not Quite The Rally You’d Expect, But a Rally NonethelessContinue

  • Photo of Paula Pant in front of a waterfall
    Guides & Tips

    How the New 530A Works

    Byadmin August 10, 2026

    Why did I just buy my first bond ever, after years of being 100% invested in stocks? It comes down to a single number: 5.2%. That’s the highest 30-year…

    Read More How the New 530A WorksContinue

  • New Levels in the Stock Market book cover
    Insurance & Investing

    New Levels in the Stock Market by Charles Amos Dice

    Byadmin August 10, 2026

    Get the Book: eBook Charles Amos Dice argued the case for why the “new era” view on the 1929 stock market was warranted and a permanent feature of the market….

    Read More New Levels in the Stock Market by Charles Amos DiceContinue

  • [MT & SD Only?] Gate City Bank $100 Bonus Referral Bonus, Direct Deposit Not Required (8/19 - 8/20)
    Credit Cards

    [MT & SD Only?] Gate City Bank $100 Bonus Referral Bonus, Direct Deposit Not Required (8/19 – 8/20)

    Byadmin August 10, 2026

    Update 8/9/26: $100 referral bonus will be back on August 19 and 20.  Update 10/19/23: On October 26, 2023 there will be a $100 cash offer Update: Looks like…

    Read More [MT & SD Only?] Gate City Bank $100 Bonus Referral Bonus, Direct Deposit Not Required (8/19 – 8/20)Continue

  • Buy A Home With Low No Down Payment First Time Home Buyer
    Credit Score & Loans

    Student Debt Down Payment Penalty: 8 Months to 16 Years of Homebuying Delay, Depending on Your Metro | Mortgage Rates, Home Loan Guides & Expert Insights

    Byadmin August 9, 2026

    If you have student loans, they do more than shrink your monthly budget. They can quietly push the home you want years further out of reach. The typical household…

    Read More Student Debt Down Payment Penalty: 8 Months to 16 Years of Homebuying Delay, Depending on Your Metro | Mortgage Rates, Home Loan Guides & Expert InsightsContinue

  • a sign on the side of a brick building; Pennsylvania HELOC credit union
    Guides & Tips

    How to Choose the Right Credit Union for a HELOC

    Byadmin August 9, 2026

    When you need financial flexibility, a home equity line of credit (HELOC) gives you access to potential funding for renovations, debt consolidation, or major expenses. If that’s the right…

    Read More How to Choose the Right Credit Union for a HELOCContinue

  • Why $100 in Your 20s is Worth $500 in Your 60s
    Insurance & Investing

    Why $100 in Your 20s is Worth $500 in Your 60s

    Byadmin August 9, 2026

    What if I told you that $100 at 25 is worth $500 at 65, even after we adjust for inflation? Well…it is. There’s an unspoken belief in personal finance…

    Read More Why $100 in Your 20s is Worth $500 in Your 60sContinue

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