How Much A Family Needs To Earn To Live Comfortably By City
Back in 2017, I wrote that households need to earn $300,000 a year to live a middle-class lifestyle in an expensive coastal city. The internet was not pleased. I was called…
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How Venture Capital Funds Work: GPs, LPs, and Fees
Would you trust someone with your money if the “interview” for the job was a fifty-page pitch deck and a decade-long commitment? That’s essentially what happens every time someone…
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The High Cost of Unnecessary Suffering: Why Elders Won’t Spend
One of the greatest ironies in personal finance is that the people with the most money sometimes live the most uncomfortably. After spending another summer in Honolulu with my…
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VCX NAV Estimate: What The Fundrise Innov Fund Is Really Worth
When Fundrise’s Innovation Fund (VCX) listed on the NYSE on March 19, 2026, its net asset value was $18.97 a share. Within days, retail investors momentarily bid the price…
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Consumer Behavior and Purchasing Decisions Explained
Why can’t you buy Vegemite in Philadelphia — and what does that have to do with building a wildly profitable online brand? There are invisible forces shaping what you…
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269. “I want to retire, but my wife is too scared”
Ramit Sethi of I Will Teach You To Be Rich talks to Meg and Jo, a married couple in their 60s with more than $6 million in…
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What A 6-Month IPO Lockup Feels Like As A Startup Employee
Before I die, I have a whole bucket list I want to get through. One item is experiencing what it’s like to be a startup employee whose company goes…
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How to Use AI Without Losing Your Edge
IQ scores have been sliding since 1970, and Lorraine Marchand thinks AI is quietly speeding that up. She’s also in the middle of building an agentic AI board of…
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How The Rich Justify Buying $9+ Million Homes They Barely Use
I toured a $9 million house in Honolulu to better understand the luxury housing market. I love real estate, and visiting nice homes for sale is one of my…
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The Optimal Time to Stop Paying for Your Kids’ Lessons
With the World Cup on, I’ve been thinking about all the parents currently spending $3,500 to $7,000 a year on travel league soccer, dreaming their child might one day…
