Should You Buy an Annuity? A Real $80,000 Case Study
“Joe, I want to first talk about the elephant in the room.” Before we get into any retirement math today, I need to talk about something personal: the disaster…
-
-
Is Quitting Your Job Worth It?
“So to me, this is not a money management question.” That’s what I told a listener partway into this episode — right after she told me she’s 42, makes…
-
#734: Q&A: Her Brother Owns 3 Houses — Is That Why We Have a ‘Housing Shortage’?
Is there really a housing shortage — or do we just have a lot of wealthy people buying up all the good stuff? That’s the question kicking off this…
-
Why You’re Not Just Trapped by a Job
Jack Raines liked his boss on Hinge. It wasn’t reciprocal. A few months later, three beers deep at a bar, he told her he was quitting — then found…
-
Pay Off Your Mortgage or Retire Early? A Real $1.4M Case Study
“Joe, if you had to choose between retiring as soon as possible or paying off a mortgage, what would you go for?” I ask Joe that right at the…
-
Is Spending $60K a Mistake?
“Joe, how much did you spend on your wedding?” That’s how this episode kicks off, and it sets up the theme running through everything else. Joe and I help…
-
The Other Way to Reach Financial Independence
Cody Berman was 19 when he learned about financial independence, and 25 when he reached it. There’s no trust fund here, no lucky exit. Just a brutal train commute,…
-
How to Know When You’ve Actually Reached It
What does it actually mean to have “enough” — and how do you know when it’s time to stop optimizing and start living? This week’s questions all circle the…
-
How to Know You Have Enough
Why is the finish line of financial independence so much scarier than the starting line? While the early stages of accumulating wealth are full of possibility, approaching the moment…
-
How to Invest an Inheritance
What happens when a sudden $850,000 inheritance turns into eight different account balances, three rental properties, and one very big decision about your future? When grief, real estate, and…
