Should You Buy an Annuity? A Real $80,000 Case Study
“Joe, I want to first talk about the elephant in the room.” Before we get into any retirement math today, I need to talk about something personal: the disaster…
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Is Quitting Your Job Worth It?
“So to me, this is not a money management question.” That’s what I told a listener partway into this episode — right after she told me she’s 42, makes…
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Pay Off Your Mortgage or Retire Early? A Real $1.4M Case Study
“Joe, if you had to choose between retiring as soon as possible or paying off a mortgage, what would you go for?” I ask Joe that right at the…
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Is Spending $60K a Mistake?
“Joe, how much did you spend on your wedding?” That’s how this episode kicks off, and it sets up the theme running through everything else. Joe and I help…
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How to Know When You’ve Actually Reached It
What does it actually mean to have “enough” — and how do you know when it’s time to stop optimizing and start living? This week’s questions all circle the…
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How to Know You Have Enough
Why is the finish line of financial independence so much scarier than the starting line? While the early stages of accumulating wealth are full of possibility, approaching the moment…
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Can I Retire? What $862K Really Means at 50
What happens when you look at a $862,000 portfolio and realize early retirement might actually be out of reach? When a mountain of ticker symbols, account balances, and unexpected…
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How to Invest an Inheritance
What happens when a sudden $850,000 inheritance turns into eight different account balances, three rental properties, and one very big decision about your future? When grief, real estate, and…
