Best Bank Account Bonuses For July, 2026
Below we’ve listed the best checking & saving account bonuses in order from best to worst for July, 2026. We’ve also included a little bit of information on each bonus, make sure you click through and read our detailed posts on each offer before signing up – that way you won’t be caught unawares of hidden fees.
Note: This page is updated monthly and keeps the same URL, so feel free to bookmark it or link to it knowing that it’ll be kept up to date. Because of this the comment section might contain discussion about deals that are no longer current, please keep that in mind. You can view the most recent changes by clicking here.
Contents
- 1 Best Checking Account Bonuses
- 2 Best Saving Account Bonuses
- 2.1 e*Trade $400 Savings Bonus
- 2.2 Capital One Up To $1,500 Bonus
- 2.3 316 Financial $250
- 2.4 Brex $500
- 2.5 Citi Up To $2,000 Bonus – No Direct Deposit Required
- 2.6 Ameriprise Financial $400 Checking & Up To $1,000 Savings Bonus
- 2.7 MooMoo $1,000 Cash Account Bonus
- 2.8 HSBC Up To $1,500-$7,000 Checking Bonus
- 2.9 Ameriprise Financial $900
- 2.10 Raisin/Savebetter + Topcashback: Up To $2,250 Savings
- 2.11 TD Bank up To $200 Savings Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- 2.12 Buckeye State Bank 14% APY On Balances Up To $15,000 – OH
- 3 Best Business Bank Bonuses
- 3.1 Chase $500-$750 Business Checking Bonus
- 3.2 Bank of America $400-$2,500
- 3.3 Capital One $500 Business
- 3.4 Wells Fargo $400/$825
- 3.5 Citibank Up To $2,000 Business Checking Bonus – In Branch Only
- 3.6 American Express Business Checking 30,000 Points
- 3.7 U.S. Bank $400/$1,500 Business Checking Bonus
- 3.8 BlueVine Business Checking $500
- 3.9 FNBO Bank – $250 CO, KS, NE, IA, SD, IL, KS, TX
- 3.10 Grasshopper $200 Business Referral Bonus
- 3.11 Found $125-$250 Business Checking Bonus
- 3.12 Citizens Bank $1,500 – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL
- 3.13 ACNB – $1,000-$2,000 Bonus – PA & MD only
- 3.14 Equity Bank $1,000 – KS, MO, AR, OK, NE
- 3.15 BOK Financial $500-$1,500 – CO
- 3.16 Bank of Colorado – $750 – CO, NM, AZ, In Branch
- 3.17 Keybank $1,000 AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA, In Branch
- 3.18 Hancock Whitney $500 Checking Bonus – LA, MS, FL, AL, TX
- 3.19 Provident Credit Union – $475 – CA, In Branch
- 3.20 Axos Bank $100/$200 Business Checking
- 3.21 M&T Bank $300-$1,500 Business Checking Bonus – MA, CT, DE, D.C., MD, NJ, NY, PA, VA, WV
- 3.22 Huntington Bank $200/$500/$1,000 – AL, AR, FL, GA, LA, MS, MO, OK, TN, OH, MI, IN, PA, KY, WV, IL, CO, MN, SC, WI, NC, TX
- 3.23 PNC $200/$500 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
- 3.24 Associated Bank $750 – IA, IL, IN, KS, MI, MN, MO, OH and WI
- 3.25 S&T Bank $900 – PA & OH
- 3.26 Broadway Bank $300-$1,000 – TX
- 3.27 South State Bank $600 checking Bonus – GA, NC, SC, VA
- 3.28 Fulton Bank $500 – DE, DC, MD, NJ, PA, & VA
- 3.29 WaterStone Bank $300/$500 – WI, In Branch Only
- 3.30 Bell Bank $500 Bonus – MN, Select Counties
- 3.31 Bar Harbor Bank & Trust $400 Checking Bonus – ME, VT & NH
- 3.32 Trustco Bank $350 Business Checking Bonus FL, MA, NJ, NY, VT
- 3.33 Hancock Whitney $300/$1,000 Checking Bonus – LA, MS, FL, AL, TX
- 3.34 Farm Bureau Bank $250 – NV
- 3.35 Fulton Bank – $225 Business Checking DE, DC, MD, NJ, PA, & VA
- 3.36 1st United Credit Union – $200 Business Checking Bonus – CA only
- 3.37 MidFirst – OK, TX, AZ – $300
- 4 Best State Specific Bonuses
- 4.1 Abington Bank $300 Checking Bonus, Direct Deposit Not Required MA, CT, RI, NH
- 4.2 Stanford Federal Credit Union $620 – CA
- 4.3 Cambridge Savings Bank $800- MA
- 4.4 4Front Credit Union $400 – MI – Direct Deposit Not Required
- 4.5 BECU $500 Bonus – WA, ID & OR
- 4.6 TruNorth Bank $300 – Direct Deposit Not Required – MA, CT, RI, NH
- 4.7 Waterstone Bank $250 Checking – WI only
- 4.8 Associated Bank – $600 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
- 4.9 USC Credit Union $400 – CA
- 4.10 Fulton Bank $300 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
- 4.11 TruStone Financial $500 – WI & MN only
- 4.12 Suffolk Credit Union $500 – NY
- 4.13 Regions Bank $400 Checking Bonus + $50 – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- 4.14 Fifth Third $350 Checking Bonus – TX, CA, AL, FL, GA, IL, IN, KY, MI, NC, OH, TN, WV, SC
- 4.15 Old National Bank $300/$650 Bonus – IA, IL, IN, KY, MN, WI, TN, ND & MI
- 4.16 MIDFLORIDA Credit Union – $400 – FL
- 4.17 Republic Bank – FL, IN, KY, OH & TN – $400
- 4.18 First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required – WI Only
- 4.19 SECU $350 – DC, DE, PA, VA, WV, MD
- 4.20 TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- 4.21 MidFirst Bank $300/$350 – AZ, OK, TX
- 4.22 AllTru Credit Union $300 Checking Bonus – MO
- 4.23 Canandaigua National Bank $300 – NY
- 4.24 Trustco Bank $300 Checking Bonus – FL, MA, NJ, NY, VT
- 4.25 Florida Credit Union $300 Checking – FL
- 4.26 Unity Bank $300-$400 – NJ, PA
- 4.27 BOK Financial $450-$750 – CO
- 4.28 Pittsfield Coop Bank $500/$750 – MA Pittsfield/Hinsdale Area
- 4.29 C&N Bank – $600 – PA, NJ & NY
- 4.30 Fidelity Bank $600/$800 Checking – Northeastern PA only
- 4.31 Truist $500 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- 4.32 Clearview Credit Union $412 – PA Only – Direct Deposit Not Required
- 4.33 bankESB (Easthampton Savings Bank) $325 – Direct Deposit Not Required – MA, CT, RI & NH
- 4.34 Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- 4.35 Texana Bank – $500 – TX, AR
- 4.36 Huntington Bank – $400 – AL, AR, FL, GA, LA, MS, MO, OK, TN, OH, MI, IN, PA, KY, WV, IL, CO, MN, SC, WI, NC, TX
- 4.37 Middlesex Savings Bank $350 – MA
- 4.38 Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
- 4.39 Numerica Credit Union $300 – WA, ID – Direct Deposit Not Required
- 4.40 Frontwave Credit Union $350 – CA
- 4.41 Metro Credit Union $500 Checking Bonus – MA, Southern NH
- 4.42 Country Bank $400 – MA, NH, ME, RI, CT, VT – Direct Deposit Not Required
- 4.43 Academy Bank $500 – AR, MO, KS, CO, AZ
- 4.44 Bankers Trust $400 AZ, IA, NE In Branch
- 4.45 Travis Credit Union – $475 – CA
- 4.46 Redstone Federal Credit Union $475 – AL, TN
- 4.47 First Merchants Bank $400/$600 – MI
- 4.48 First Commonwealth Federal Credit Union $400 Checking Bonus – PA, NJ
- 4.49 Bank of Colorado – $500 – CO, In Branch
- 4.50 OneAZ $300 Checking Bonus – AZ Only
- 4.51 KeyPoint Credit Union $300 Checking – CA Only
- 4.52 M&T Bank $400 Checking – CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV
- 4.53 Stanford Federal Credit Union $250/$500 – CA
- 4.54 Flagstar Bank $400-$500 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI
- 4.55 Union Savings Bank – $400 Bonus – CT Only
- 4.56 BMO Harris $400-$1,000 – AZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI
- 4.57 Santander $400 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA, In Branch
- 4.58 Camden National Bank $300 – MA, ME, NH
- 4.59 Local Bank – $250 – AL
- 4.60 Air Academy Credit Union $225 – CO
- 4.61 Bar Harbor Bank & Trust $200/$400 Checking Bonus – ME, VT & NH
- 4.62 PECU $200, Direct Deposit Not Required – TX
- 4.63 Old Second Bank $300 Bonus – IL only
- 4.64 Oostburg State Bank $300 – WI
- 4.65 Vantage Credit Union $250, Direct Deposit Not Required – MO & IL
- 4.66 Westmark Credit Union $250 – Direct Deposit Not Required, ID Only
- 4.67 Safe 1 Credit Union $200 – CA, Direct Deposit Not Required
- 4.68 WECU $250 Checking Bonus – WA
- 4.69 Honor Credit Union $250 Checking Bonus – MI
- 4.70 Columbia Bank $300 Bonus – NJ only
- 4.71 Freedom Credit Union $200 Referral Bonus – PA
- 4.72 CIBC US $200 IL, MI, MO, FL, CA & WI
- 4.73 KeyBank $300/$500 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- 4.74 Heritage Community Credit Union – $500 – CA
- 4.75 BOK Financial $300 College Bonus OK, AR, AZ, CO, KS, NM, TX & MO – Direct Deposit Not Required
- 4.76 Municipal Credit Union – NYC $350 Bonus
- 4.77 Seacoast Bank $400 Bonus – FL, GA only
- 4.78 Guaranty Bank – MO – $300 – Direct Deposit Not Required
- 4.79 Power Financial Credit Union $199 – FL – Direct Deposit Not Required
- 4.80 Everwise Credit Union $250 [Formerly Teachers Credit Union] IN & MI – Direct Deposit Not Required
- 4.81 Credit Human $300 Bonus – TX, LA only
- 4.82 FirstBank – $300 – CA, AZ & CO
- 4.83 Broadway Bank $300 – TX
- 4.84 Fidelity Bank Up To $300 Checking Bonus + $100 Savings – MA, NH
- 4.85 Star Financial Bank – $300 – IN, In Branch
- 4.86 S&T Bank $300/$400 – PA & OH
- 4.87 Tower Federal Credit Union $100 – MD – No Requirements
- 4.88 Westfield Bank $100 Bonus – OH Only – Direct Deposit Not Required
- 4.89 Orange County’s Credit Union $100 Checking Bonus – No Direct Deposit Required – CA Only
- 4.90 Horizon Credit Union $200 Checking Bonus – WA, ID, MT, OR – Direct Deposit Not Required
- 4.91 Alpena Alcona Area Credit Union $125 (Youth), $275 (Adult) – MI – Direct Deposit Not Required
- 4.92 CCFBank $300 – WI, MN, MI
- 4.93 Teachers Federal Credit Union – $600 – NY, FL
- 4.94 Greater Iowa Credit Union – $400 – IA
- 4.95 St. Mary’s Bank $300 Checking Bonus – NH only
- 4.96 Trustco Bank $300 Checking Bonus – FL, MA, NJ, NY, VT, In Branch
- 4.97 Monterra Credit Union – $150 – CA
- 4.98 California Credit Union – $250 – CA
- 4.99 WinTrust Community Bank $500 Bonus – IL, WI, FL, IN, MN
- 4.100 Addition Financial $400 Bonus – FL only
- 4.101 TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- 4.102 GECU Federal Credit Union – $300 – NM, TX
- 4.103 Penn Community Bank $400/$475 – PA, NJ, Direct Deposit Not Required
- 4.104 Savings Bank of Danbury $100-$300 – CT
- 4.105 Community First Credit Union $200 Bonus – FL only
- 4.106 Bank of Hawaii $100 – $400 – HI
- 4.107 Arapahoe Credit Union $200 Referral Bonus – CO
- 4.108 Provident Credit Union $300 Checking Bonus – CA
- 4.109 Vantage Credit Union $250 – MO, IL – Direct Deposit Not Required
- 4.110 Blaze Credit Union $250 Bonus, Direct Deposit Not Required – MN
- 4.111 ENT Credit Union $200 Bonus – No Direct Deposit Required – CO only
- 4.112 Berkshire Bank – $300 + $360 Streaming Credit – MA, NY, CT, RI, or VT
- 4.113 Delta Community Credit Union $250 Bonus – GA Only
- 4.114 TruMark Financial – $250 – PA
- 4.115 Sacramento Credit Union $200 – CA
- 4.116 Credit Union One $200 Bonus – MI only
- 4.117 Cornerstone Community Financial Credit Union – $300 – MI, OH
- 4.118 Propell Credit Union $250 – PA, In Branch Only
- 4.119 Summit Credit Union – $200 – WI – Direct Deposit Not required
- 4.120 DFCU Financial $100 Referral Bonus – FL, MI
- 4.121 Jovia Financial Credit Union $150 Checking Bonus – NY Only
- 4.122 Grow Financial Federal Credit Union $300 FL, SC, & Military Only
- 4.123 OneAZ $350 Checking Bonus – AZ Only – Direct Deposit Not Required
- 4.124 Kitsap Credit Union $330 – WA
- 4.125 CEFCU – $225/$275 – IL or CA only – Direct Deposit Not Required
- 4.126 Provident Bank – NJ, NY & PA – $300
- 4.127 Seattle Credit Union $150 Checking Bonus, Direct Deposit Not Required – WA
- 4.128 U of I Community Credit Union $150 Checking Bonus, Direct Deposit Not Required
- 4.129 Reliant Community Credit Union $150 Bonus + $25 Referral Bonus – NY only
- 4.130 Desert Financial Credit Union $100 Referral Bonus For Both Parties – AZ only
- 4.131 Community Choice Credit Union – $100 Referral – MI
- 4.132 Collins Community Credit Union $100 Bonus – IA only
- 4.133 America First Credit Union $200 – UT, NV, AZ, ID, OR, NM
- 4.134 Embold Credit Union $200 – OR
- 4.135 Power Financial Credit Union $100 – No Direct Deposit Required – FL only
- 4.136 Mainstreet Credit Union – $300 – KS & MO
- 4.137 Hawthorn Bank $300 – MO, KS – In Branch Only
- 4.138 First Heritage Federal Credit Union – $250 – NY, PA
- 4.139 1st Advantage Federal Credit Union – $200 – VA, NC
- 4.140 Community First Credit Union of Florida – $200 – FL – Direct Deposit Not Required
- 4.141 Lafayette Federal Credit – $150 – MD, D.C., VA
- 4.142 California Coast Credit Union – $150 – CA – Direct Deposit Not Required
- 4.143 Red Canoe Credit Union – $150 – OR, WA – Direct Deposit Not Required
- 4.144 Reliant Community Credit Union $150 Bonus + $25 Referral Bonus – NY only
- 4.145 Portland Federal Credit Union (PFCU) – MI – $100 Referral
- 4.146 Verity Credit Union $100 Referral Bonus – WA
- 4.147 Greater Nevada Credit Union $100 – NV
- 4.148 California Coast Credit Union $100 Bonus – CA only
- 4.149 USE Credit Union $100 Bonus – CA only
- 4.150 Heritage Credit Union – WI & IL only – $100 Bonus
- 4.151 Unify Financial Credit Union $150 – AR
- 4.152 First Financial Bank – $100 Referral – IL, IN, KY, OH
- 4.153 iTHINK Financial $125 – FL & GA
- 4.154 Financial Partners Credit Union – CA – $100 Referral Bonus
- 4.155 Kohler Credit Union $100 Referral – WI
- 4.156 Primeway Federal Credit Union – $100 – TX, Select Counties
- 4.157 Western State Bank – $100-$250 – AZ, ND, MN – In Branch Only
- 4.158 CinFed Credit Union $150 Referral – OH, KY, IN
- 4.159 The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
- 4.160 City National Bank – $100 Checking – VA, WV, OH – In Branch
- 4.161 Logix Credit Union $200 – CA
- 4.162 Neighborhood Credit Union $300 Checking Bonus – TX
- 5 Highly Region Specific/Branch Specific
- 5.1 TTCU Federal Credit Union $500 – OK Select Branches
- 5.2 Island Federal Credit Union – $600 – Nassau County, Suffolk Country, NY
- 5.3 Bank of Texas – $400/$850 TX, San Antonio
- 5.4 CommunityAmerica – $400 – Kansas City/St Louis
- 5.5 Picatinny Credit Union $285 NJ – Morris County, New Jersey. Morris Essex Union Somerset
- 5.6 Apple Bank $300 – NY, Rego Park branch
- 5.7 Truity Credit Union $250 Referral – OK, KS, Highly Select Areas only
- 5.8 MyUSA Credit Union $200 Checking Bonus – OH – No Requirements
- 5.9 Southland Credit Union $200 Checking Bonus – CA Long Beach
- 5.10 City National Bank VA, WV, OH, In Branch only – $200 Bonus
- 5.11 San Mateo Credit Union $150 Bonus – Direct Deposit Not Required – CA Only
- 5.12 Purdue Federal Credit Union $400 IN, Lake & Porter County
- 6 Recent Changes
Best Checking Account Bonuses
Chase $300-$400 ($900 With Savings)
Can also be combined with a $200 savings bonus and if you do both you get an additional $400. There is also a straight $400 checking bonus that is better if you can’t do the savings bonus.
Bank of America $100-$500
You have 90 days to meet the direct deposit requirements.
Chime $425 Portal Bonus
Various portals like Swagbucks, MyPoints, and Inbox Dollars offer a bonus of $390-$426 bonuses when you open a Chime account after clicking through their portal and then receiving $200+ direct deposit.
Wells Fargo $425 Checking Bonus
Can be opened online. Requires $1,000 direct deposit.
U.S. Bank $450
Anti churn language is now 12 months instead of 24 months. Sometimes available via a portal as well.
BMO Harris $400 Checking Bonus
Nice that this bonus is now available nationwide.
SoFi Checking & Savings $675 Signup Bonus
Direct link to offer
$300 is from SoFi and the other $375 is from Rakuten. The Rakuten/Swagbucks/Topcashback rates move around a lot, but can often get $200-$375, that’s on top of the $300 from SoFi.
Percapita (Fintech) $300 Checking Bonus ($25 Per Month), Direct Deposit Not Required
We didn’t originally post this because it was capped at 3,200 people, that cap has been reset and is now 7,000. I assume they will update the landing page if that cap is hit. Requires spending $300+ per month.
Four Leaf Federal Credit Union $550
Formerly known as bethpage. They are very Chexsystems sensitive, but seems like they mostly care about how many inquiries in the last 1/2 months (need either 0 or 1 inquiries).
PSECU $300 Checking Bonus
This is technically PA only, but anybody can join Pennsylvania Recreation and Park Society (PRPS) for $20 and you get $10 of that back.
PNC $200/$400 Checking Bonus
The offer available depends on where you live.
Citi $325/$475
Nice part of this bonus is that it doesn’t require a huge deposit like the other Citi checking bonus. There is also a $475 deal but that might be limited to NY, CT, MD, VA, DC, CA, NV, NJ, and select markets in FL and IL
Connexus Credit Union $250 Checking Bonus, Direct Deposit Not Required
Not as good as the recent $300 bonus that was $50 more and had better tiers.
American Express $300 Checking Bonus
Normal bonus is $250, sometimes there are targeted bonuses that are much higher though.
This is a new member bonus, but it requires a checking account. Membership is also restricted to military/family.
United Debit Card 10,000 Miles
Relatively easy bonus with debit card account signup and $500 spend on the debit card.
Affinity Federal Credit Union $100 Referral Bonus
Affinity have offered a $150 bonus in this past, this is better if you’re referred by a friend or family member and they are happy to give some of their bonus.
Lighthouse Credit Union $100 Referral Checking Bonus – Direct Deposit Not Required
Nice to see a referral offer with no direct deposit required.
Charles Schwab Up To $500 Bonus
This is now a soft pull making it much more interesting. People like this account because the account is quite useful (e.g ATM fees reimbursed, no fees for foreign transaction withdrawals) and you can also get this account and a brokerage account at the same time for one hard pull. The brokerage account then gives you access to the Charles Schwab credit cards. Obviously not for everybody, but a pretty good combination.
Best Saving Account Bonuses
e*Trade $400 Savings Bonus
Account also earnings 4% APY.
Capital One Up To $1,500 Bonus
The higher $1,500 tier does require $100,000 deposit. The account earns a decent interest rate and so this is well worth considering if you have the cash. Look back period recently improved.
316 Financial $250
Requires a balance of $5,000 for 150 days.
Brex $500
Requires spending $2,500 or deposit $50,000
Citi Up To $2,000 Bonus – No Direct Deposit Required
This is really more of a savings bonus as it requires a large deposit. Works out to be 8.6% APY for the best bonus.
Ameriprise Financial $400 Checking & Up To $1,000 Savings Bonus
This works out to be 8% APY+ annualized when you include the bonus and base interest rate. You do need to be an existing Ameriprise customer to be eligible.
MooMoo $1,000 Cash Account Bonus
MooMoo brokerage has a $1,000 bonus for making $100,000 deposit into their Cash Account and holding for 60 days. The $1,000 comes as NVDA stock which you can immediately sell. The account also comes with some other bonuses.
HSBC Up To $1,500-$7,000 Checking Bonus
Direct link to offer
Can put it in an account that earns 3.3% APY or use investments. Referral option best for most people but there is another option that has higher tiers of up to $7,000. Bonus is better now as there is a $1,000 brokerage bonus that can be done at same time.
Ameriprise Financial $900
This works out to be 7.43% APY annualized when you include the bonus and base interest rate. You do need to be an existing Ameriprise customer to be eligible.
Raisin/Savebetter + Topcashback: Up To $2,250 Savings
Direct link to offer
Topcashback seems to vary, but $150 is the highest you can expect.
TD Bank up To $200 Savings Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
Can also be combined with a $300 checking bonus.
Buckeye State Bank 14% APY On Balances Up To $15,000 – OH
Read our full post
Basically a $525 bonus if you max out the account.
Best Business Bank Bonuses
There are a lot less business bank bonuses than personal bonuses, you can view all of them here.
Chase $500-$750 Business Checking Bonus
Can be done by anyone online. Pretty easy offer to complete with a $10,000 deposit and 5 transactions. There is also a $750 offer that requires a $20,000 deposit (not currently available). You can also make these deals better by stacking them with the following:
Bank of America $400-$2,500
Now comes with tiers of up to $2,500. Requires a deposit of $5,000-$250,000 and maintain it from day 31 through 90.
Capital One $500 Business
Requires a $5,000 balance for the $500 bonus. There has been a $1,000 tier in the past.
Wells Fargo $400/$825
Direct link to offer
Requires a balance of $2,500/$25,000 but thankfully only for 30 days.
Citibank Up To $2,000 Business Checking Bonus – In Branch Only
No direct link, being offered in branch
Only available in branch and not all branches have this offer. This is more of a savings bonus as the $2,000 bonus requires a deposit of $200,000+ for example.
American Express Business Checking 30,000 Points
Requires $5,000 in deposits for 60 days and also 10 transactions. Fairly simple bonus to do a nice bonus (though it was once higher at 60k).
U.S. Bank $400/$1,500 Business Checking Bonus
Previously terms excluded you if you had an account in the last 24 months, now it’s in the last 12 months. $400 bonus is very attractive. Larger bonus has been increased to $1,200.
BlueVine Business Checking $500
Bit annoying that the easiest way to get the bonus is by spending $2,000+ every month for three months. Better than the $300 bonus offered below.
FNBO Bank – $250 CO, KS, NE, IA, SD, IL, KS, TX
Can deposit $1,000 in deposits OR complete 10 debit card transactions
Grasshopper $200 Business Referral Bonus
Direct link to offer
Has been as high as $300 in the past, but the requirements are easier to meet now.
Found $125-$250 Business Checking Bonus
Direct link to offer
Requires a $5,000 deposit and must maintain that for 30 days. There is now a $250 bonus that only requires a $2,500 deposit.
Citizens Bank $1,500 – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL
Online link has targeted language, but the bonus is available in branch so can always just apply in branch.
ACNB – $1,000-$2,000 Bonus – PA & MD only
Requires a $10,000/$25,000 balance for three consecutive months.
Equity Bank $1,000 – KS, MO, AR, OK, NE
Requires a $20,000 deposit but no hold period, not even sure if you need to deposit all $20,000 at once or if it can be cycled.
BOK Financial $500-$1,500 – CO
There are three tiers, each requires the deposit be maintained for 60 days: $500 requires $5,000, $1,000 requires $25,000 and $1,500 requires $100,000. $1,000 and $1,500 deals are comparable so better to do the $1,000 deal so you don’t need to tie up as much in funds.
Bank of Colorado – $750 – CO, NM, AZ, In Branch
Direct link to offer
Requires $5,000 in deposits and 15 debit card purchases.
Keybank $1,000 AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA, In Branch
First time we have seen a business bonus from Keybank, has been increased from $500 to $1,000.
Hancock Whitney $500 Checking Bonus – LA, MS, FL, AL, TX
Requires a $5,000 deposit and $5,000 balance for 30 days.
Provident Credit Union – $475 – CA, In Branch
Unfortunately has to be opened in branch.
Axos Bank $100/$200 Business Checking
Just need an average balance of $2,500+ for the first two months. Bonus is $200 if business must be incorporated after 6/01/2020
M&T Bank $300-$1,500 Business Checking Bonus – MA, CT, DE, D.C., MD, NJ, NY, PA, VA, WV
$1,500 bonus requires $100,000 in deposits unfortunately.
Huntington Bank $200/$500/$1,000 – AL, AR, FL, GA, LA, MS, MO, OK, TN, OH, MI, IN, PA, KY, WV, IL, CO, MN, SC, WI, NC, TX
The $400 bonus has been increased to $500. $750 bonus has been increased to $1,000.
PNC $200/$500 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
Not nationwide like the personal bonus unfortunately. They have offered a $300 bonus in the past, but that hasn’t been available for some time. It’s also now easier to keep the account fee free and because of that we’ve added it back to this list. In some states this is now $500.
Associated Bank $750 – IA, IL, IN, KS, MI, MN, MO, OH and WI
Requires $20,000 for the full bonus, but smaller bonuses available as well.
S&T Bank $900 – PA & OH
$300 of the bonus is very easy, the rest needs a $25,000 deposit.
Broadway Bank $300-$1,000 – TX
Requires a $25,000 deposit for the $400 bonus and $2,000 for the $300 bonus.
South State Bank $600 checking Bonus – GA, NC, SC, VA
Bonus is up to $1,000 but $400 requires merchant services.
Fulton Bank $500 – DE, DC, MD, NJ, PA, & VA
Requires a $5,000 deposit for 60 days.
WaterStone Bank $300/$500 – WI, In Branch Only
Bonus was originally $250 but now $300 and $500 are available
Bell Bank $500 Bonus – MN, Select Counties
Offer valid only to businesses in Crow Wing County, Cass County, Morrison County, or Atkin County, Minn
Bar Harbor Bank & Trust $400 Checking Bonus – ME, VT & NH
They offer a free checking account.
Trustco Bank $350 Business Checking Bonus FL, MA, NJ, NY, VT
Previously this was a $200 bonus but had no requirements.
Hancock Whitney $300/$1,000 Checking Bonus – LA, MS, FL, AL, TX
Direct link to offer
This is a $300 checking bonus but can get up to $1,000 when doing the savings portion at the same time.
Farm Bureau Bank $250 – NV
There is also a $150 personal checking bonus but not clear if both of these bonuses can be done.
Fulton Bank – $225 Business Checking DE, DC, MD, NJ, PA, & VA
Has been as high as $300 in the past.
1st United Credit Union – $200 Business Checking Bonus – CA only
Normally in branch only but can also be opened online.
MidFirst – OK, TX, AZ – $300
Requires a $7,500 average balance.
Best State Specific Bonuses
In the past we haven’t listed state specific bonuses on this page, I thought it was worth listing ones that are definitely worth doing, so here they are.
Abington Bank $300 Checking Bonus, Direct Deposit Not Required MA, CT, RI, NH
We don’t know much about this bank, but this bonus seems easy to trigger and is much higher than normal.
Stanford Federal Credit Union $620 – CA
Highest this has ever been and no longer requires opening in branch.
Cambridge Savings Bank $800- MA
Only available in MA this time. Can also get a $400 savings bonus but that requires $25,000 for three full calendar months.
4Front Credit Union $400 – MI – Direct Deposit Not Required
No monthly fees to worry about either
BECU $500 Bonus – WA, ID & OR
Previously offered as a referral bonus of $100
TruNorth Bank $300 – Direct Deposit Not Required – MA, CT, RI, NH
TruNoth Bank is the new name of Abington Bank & North Shore Bank. So most likely a soft pull to open.
Waterstone Bank $250 Checking – WI only
No monthly fee. There is also a $100 money market bonus.
Associated Bank – $600 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
Huge bonus, does require a large balance of $10,000+ for a short period of time for the full $400 bonus but well worth doing if you have the spare funds. Available in a lot more states now.
USC Credit Union $400 – CA
Also requires some debit card transactions.
Fulton Bank $300 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
Nice bonus that only requires 15 debit card transactions to trigger. Bonus has been increased to $300 from $200.
TruStone Financial $500 – WI & MN only
Previously this was only $150 or $350.
Suffolk Credit Union $500 – NY
Previously this was a $300 bonus but direct deposit wasn’t required.
Regions Bank $400 Checking Bonus + $50 – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
This is the highest variation of this bonus we see. They are churnable every 12 months you might as well get that clocking going for another bonus ASAP.
Fifth Third $350 Checking Bonus – TX, CA, AL, FL, GA, IL, IN, KY, MI, NC, OH, TN, WV, SC
This seems to range from $250-$400 on a semi frequent basis. Best to do it when it’s $400 obviously.
Old National Bank $300/$650 Bonus – IA, IL, IN, KY, MN, WI, TN, ND & MI
Bit annoying to keep the $450 bonus fee free but can always just do the $250 bonus.
MIDFLORIDA Credit Union – $400 – FL
Older datapoints suggest hard pull but newer one say soft pull.
Republic Bank – FL, IN, KY, OH & TN – $400
Requires 10 debit card purchases and 3 or more ACH credits (direct deposits)
First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required – WI Only
No monthly fees or direct deposit required. $150 donation is also made to a local school program.
SECU $350 – DC, DE, PA, VA, WV, MD
$350 is an all time high for this bonus.
TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
Excellent bonus, but does have quite a large direct deposit requirement to get the $300 and needs a balance of $2,500 to keep it fee-free. There is also a $200 savings bonus.
MidFirst Bank $300/$350 – AZ, OK, TX
Direct link to offer
$300 is the highest we have seen from MidFirst.
AllTru Credit Union $300 Checking Bonus – MO
Just requires two $500+ direct deposits.
Canandaigua National Bank $300 – NY
Bit annoying that there are multiple requirements that need to be completed over two months but worth it for $300.
Trustco Bank $300 Checking Bonus – FL, MA, NJ, NY, VT
Previously there was a bonus that didn’t require a direct deposit. This one might be in branch only as well.
Florida Credit Union $300 Checking – FL
There is also a $300 CD bonus that can be done at the same time.
Unity Bank $300-$400 – NJ, PA
$300 bonus is easier to keep fee free.
BOK Financial $450-$750 – CO
There is also a $200 savings bonus, probably worth just paying the monthly fee on the $750 bonus to get the extra $300.
Pittsfield Coop Bank $500/$750 – MA Pittsfield/Hinsdale Area
Might as well do the $750 offer as it only requires an extra 10 debit card transactions.
C&N Bank – $600 – PA, NJ & NY
Bonus is technically up to $1,000, but only $600 is really achievable.
Fidelity Bank $600/$800 Checking – Northeastern PA only
This is normally $400.
Truist $500 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
Previously this was for $400.
Clearview Credit Union $412 – PA Only – Direct Deposit Not Required
Much better than a previous deal that required a direct deposit and was smaller.
bankESB (Easthampton Savings Bank) $325 – Direct Deposit Not Required – MA, CT, RI & NH
No monthly fees or direct deposit required.
Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
This is the highest bonus they have offered, it’s hard to keep the account fee free but that shouldn’t really be an issue as you can just pay the monthly fee and still end up ahead.
Texana Bank – $500 – TX, AR
Requires a $5,000 direct deposit for the full bonus but there are lower tiers.
Huntington Bank – $400 – AL, AR, FL, GA, LA, MS, MO, OK, TN, OH, MI, IN, PA, KY, WV, IL, CO, MN, SC, WI, NC, TX
There is new anti churning language and we aren’t sure how this will be enforced.
Middlesex Savings Bank $350 – MA
Only requires 8 debit card purchases and has no monthly fees.
Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
This offer specifically states that ACH credits work to trigger the bonus, there is also no monthly fees to worry about.
Numerica Credit Union $300 – WA, ID – Direct Deposit Not Required
Was $200, now increased to $300.
Frontwave Credit Union $350 – CA
Looks like a regular ACH transfer will count for the direct deposit.
Metro Credit Union $500 Checking Bonus – MA, Southern NH
Previously you need to open in branch, that’s no longer the case.
Country Bank $400 – MA, NH, ME, RI, CT, VT – Direct Deposit Not Required
Can do billpay or ACH payment instead of a direct deposit. Not churnable anymore.
Academy Bank $500 – AR, MO, KS, CO, AZ
Slightly annoying to waive the $20 monthly fee, but worst case you can just pay it.
Bankers Trust $400 AZ, IA, NE In Branch
Great deal if you can do the credit card funding.
Travis Credit Union – $475 – CA
Requires a $10,000 direct deposit for the full bonus.
Redstone Federal Credit Union $475 – AL, TN
Offer available to residents in Cullman, Jackson, Limestone, Marshall, DeKalb, Morgan and Lawrence Counties in Alabama, or Bedford, Cannon, Lincoln, Moore, Rutherford, and Williamson Counties in Tennessee. There is also a $200 youth savings bonus. Not as good as the recent $500 bonus.
First Merchants Bank $400/$600 – MI
Only really worth doing the $400 bonus, $600 requires a $25,000 balance.
First Commonwealth Federal Credit Union $400 Checking Bonus – PA, NJ
Bonus increased to $400, previously was $250.
Bank of Colorado – $500 – CO, In Branch
Direct link to offer
Not always in branch only. There is also a $750 business bonus.
OneAZ $300 Checking Bonus – AZ Only
Has been as high as $500 in the past but that was a long time ago.
KeyPoint Credit Union $300 Checking – CA Only
Big bonus with a nice amount of credit card funding.
M&T Bank $400 Checking – CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV
Has been higher in the past but not for some time.
Stanford Federal Credit Union $250/$500 – CA
This requires a monthly direct deposit of $2,500 or $5,000.
Flagstar Bank $400-$500 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI
Recently increased to $300/$500 from $250/$350.
Union Savings Bank – $400 Bonus – CT Only
Bonus is less than before but only requires a $500 balance instead of $15,000.
BMO Harris $400-$1,000 – AZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI
Quite a high deposit requirement but still worth doing.
Santander $400 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA, In Branch
More difficult to keep fee free than the recent $300 bonus, but obviously an extra $100.
Camden National Bank $300 – MA, ME, NH
Have been slight variations of this offer in the past. There is also a $200 savings bonus.
Local Bank – $250 – AL
Direct link to offer
Previously you could get some of the bonus without completing the requirements, this isn’t possible any longer.
Air Academy Credit Union $225 – CO
Has been as high as $250 in the past but as it’s not a huge difference I think this is still worth doing.
Bar Harbor Bank & Trust $200/$400 Checking Bonus – ME, VT & NH
They offer a free checking account.
PECU $200, Direct Deposit Not Required – TX
Requires 5 debit card purchases of $10+
Old Second Bank $300 Bonus – IL only
Another small bonus, upside is that $100 can be done without a direct deposit being required.
Oostburg State Bank $300 – WI
Just requires the direct deposit and a $750 balance.
Vantage Credit Union $250, Direct Deposit Not Required – MO & IL
Unfortunately seems to be a hard pull
Westmark Credit Union $250 – Direct Deposit Not Required, ID Only
No monthly fees to worry about.
Safe 1 Credit Union $200 – CA, Direct Deposit Not Required
No monthly fee to worry about either.
WECU $250 Checking Bonus – WA
Sadly don’t know if it’s a hard or soft pull.
Honor Credit Union $250 Checking Bonus – MI
The credit card funding is interesting, but it’s unfortunate about the $15 fee and also the hard pull to open the account.
Columbia Bank $300 Bonus – NJ only
Bonus has been as high as $500 in the past and that’s why we don’t have it higher in the list. Still worth considering for some that don’t want to wait for a potential bigger offer to come along. There is a $400 savings bonus as well.
Freedom Credit Union $200 Referral Bonus – PA
Direct link to offer
Deal is made better if you can refer a few people as well.
CIBC US $200 IL, MI, MO, FL, CA & WI
Can now be opened online, previously it was in branch only.
KeyBank $300/$500 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
Normally KeyBank offers a bonus of up to $300 but only in a few very specific areas, this seems to be available in a lot more areas than normal. If you’re considering this offer (and you should) then it’s worth doing sooner rather than later as it often expires before it’s listed to expire.
Nice big bonus and requirements are relatively easy to meet.
BOK Financial $300 College Bonus OK, AR, AZ, CO, KS, NM, TX & MO – Direct Deposit Not Required
Direct link to offer
Unfortunately only available to college students and they do require ID.
Municipal Credit Union – NYC $350 Bonus
Requires a $3,500 direct deposit for the full bonus.
Seacoast Bank $400 Bonus – FL, GA only
There is also a $200 savings bonus that can be done at the same time.
Guaranty Bank – MO – $300 – Direct Deposit Not Required
Any ACH will work.
Power Financial Credit Union $199 – FL – Direct Deposit Not Required
Previously bonus was only $100.
Everwise Credit Union $250 [Formerly Teachers Credit Union] IN & MI – Direct Deposit Not Required
Normally this bonus is only $200, but there is now another $200 that it’s easy to meet the requirements for.
Credit Human $300 Bonus – TX, LA only
No monthly fee to worry about.
FirstBank – $300 – CA, AZ & CO
Sometimes offered with no direct deposit required.
Broadway Bank $300 – TX
Fairly easy bonus and no monthly fees.
Fidelity Bank Up To $300 Checking Bonus + $100 Savings – MA, NH
Sometimes it includes Airpods or something similar instead of the $100.
Star Financial Bank – $300 – IN, In Branch
Been a long time since we’ve seen a bonus from Star Financial.
S&T Bank $300/$400 – PA & OH
Direct link to offer
Just need to fund the account with $1,000.
Tower Federal Credit Union $100 – MD – No Requirements
This bonus has no monthly fees or requirements to trigger, making it extremely easy.
Westfield Bank $100 Bonus – OH Only – Direct Deposit Not Required
Any ACH deposit will work for this, doesn’t need to be direct deposit/payroll.
Orange County’s Credit Union $100 Checking Bonus – No Direct Deposit Required – CA Only
Always nice to see a bonus with no direct deposit required, in addition no monthly fees to worry about.
Horizon Credit Union $200 Checking Bonus – WA, ID, MT, OR – Direct Deposit Not Required
Unfortunately there is a hard pull but everything else about this offer is great.
Alpena Alcona Area Credit Union $125 (Youth), $275 (Adult) – MI – Direct Deposit Not Required
Great to see a bonus available to youth/teens as well.
CCFBank $300 – WI, MN, MI
Also comes with a $100 donation.
Teachers Federal Credit Union – $600 – NY, FL
Can also be combined with a $100 referral.
Greater Iowa Credit Union – $400 – IA
Previously this was only $300 but no direct deposit required.
St. Mary’s Bank $300 Checking Bonus – NH only
There is also a $200 savings bonus.
Trustco Bank $300 Checking Bonus – FL, MA, NJ, NY, VT, In Branch
Previously there was a bonus that didn’t require a direct deposit.
Monterra Credit Union – $150 – CA
Says any ACH transfer will work
California Credit Union – $250 – CA
Previously this was only $150.
Direct link to offer
Now available in more states, requirements are easy as well.
Addition Financial $400 Bonus – FL only
Has increased from $300 to $400.
TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
Excellent bonus, but does have quite a large direct deposit requirement to get the $300 and needs a balance of $2,500 to keep it fee-free. There is also a $200 savings bonus.
GECU Federal Credit Union – $300 – NM, TX
No monthly fees to worry about
There is also a $50 statement savings bonus that can be done at the same time, although this isn’t currently being offered.
Savings Bank of Danbury $100-$300 – CT
Don’t think the $200 bonus is worth doing but both the $100 and $300 bonuses are.
No monthly fees to worry about and a nice bit of credit card funding as well.
Bank of Hawaii $100 – $400 – HI
Difficult to keep the $400 bonus account fee free, but the $200 bonus is much easier.
Arapahoe Credit Union $200 Referral Bonus – CO
Nice that this is a referral bonus.
Provident Credit Union $300 Checking Bonus – CA
Would be higher but has been offered with no direct deposit in the past.
Vantage Credit Union $250 – MO, IL – Direct Deposit Not Required
Would be higher but unfortunately it’s a hard pull.
Blaze Credit Union $250 Bonus, Direct Deposit Not Required – MN
Recently increased to $250.
ENT Credit Union $200 Bonus – No Direct Deposit Required – CO only
No monthly fees to worry about and doesn’t require a direct deposit.
Berkshire Bank – $300 + $360 Streaming Credit – MA, NY, CT, RI, or VT
Direct deposit requirement is a bit confusing as it says you need to use through pinwheel.
Has been $200 without a direct deposit in the past.
TruMark Financial – $250 – PA
Nice bonus especially with the credit card funding.
Sacramento Credit Union $200 – CA
No monthly fee and at it’s highest level.
Credit Union One $200 Bonus – MI only
Not as good as the $300 previously offered.
Unfortunately it’s a hard pull.
Propell Credit Union $250 – PA, In Branch Only
Bit annoying it needs to be opened in branch but the rest of the bonus is easy.
Summit Credit Union – $200 – WI – Direct Deposit Not required
Previously this was for students only, that doesn’t seem to be the case any longer.
DFCU Financial $100 Referral Bonus – FL, MI
Nice that it is a referral bonus. Previously was for $175 though.
Jovia Financial Credit Union $150 Checking Bonus – NY Only
Only requires a small direct deposit and no monthly fee.
Grow Financial Federal Credit Union $300 FL, SC, & Military Only
No direct deposit and easy to keep fee free as well.
OneAZ $350 Checking Bonus – AZ Only – Direct Deposit Not Required
Has been higher in the past but required a direct deposit.
Kitsap Credit Union $330 – WA
Previous bonus was only $150.
CEFCU – $225/$275 – IL or CA only – Direct Deposit Not Required
Direct link to offer | Direct link to offer $225 bonus
Unfortunately it’s a hard pull to open.
Provident Bank – NJ, NY & PA – $300
Can be opened online now and it’s now a $300 bonus.
Seattle Credit Union $150 Checking Bonus, Direct Deposit Not Required – WA
Can just do 10 transactions and eStatements instead of a direct deposit.
Requires 30 debit card transactions.
No monthly fees to worry about.
Desert Financial Credit Union $100 Referral Bonus For Both Parties – AZ only
Requires a referral, but that potentially makes it more profitable for those that do sign up if you can refer some friends/family.
Deal is obviously better if you can refer a P2 or other people for additional bonuses.
No monthly fee to worry about and nice amount of credit card funding as well.
America First Credit Union $200 – UT, NV, AZ, ID, OR, NM
Has been as high as $200 in the past but with a lot more requirements.
Embold Credit Union $200 – OR
Says requires paycheck but no minimum is mentioned
Power Financial Credit Union $100 – No Direct Deposit Required – FL only
Unfortunately seems to be a hard pull according to most people.
Mainstreet Credit Union – $300 – KS & MO
Previously this was only $150.
Hawthorn Bank $300 – MO, KS – In Branch Only
This requires a referral, person referring also gets a $150 bonus.
First Heritage Federal Credit Union – $250 – NY, PA
Bonus higher than normal.
1st Advantage Federal Credit Union – $200 – VA, NC
Bonus was as low as $100, but now up to $100.
Just requires some debit purchases and a $1,000 deposit
Lafayette Federal Credit – $150 – MD, D.C., VA
Looks like it can be opened online now.
California Coast Credit Union – $150 – CA – Direct Deposit Not Required
There is a $3.75 monthly fee that is not waived.
Red Canoe Credit Union – $150 – OR, WA – Direct Deposit Not Required
Unfortunately don’t know a lot about this one.
No monthly fees to worry about.
Portland Federal Credit Union (PFCU) – MI – $100 Referral
This is a $100 referral bonus for both parties.
Verity Credit Union $100 Referral Bonus – WA
Nice bonus especially if you can refer a few people.
Greater Nevada Credit Union $100 – NV
Nice amount of credit card funding.
California Coast Credit Union $100 Bonus – CA only
California Coast sometimes have good CD rates as well. This is a small bonus but worth doing if you’ve already done bigger bonuses listed above.
USE Credit Union $100 Bonus – CA only
This is a referral bonus, so the bonus referring you will also receive $100.
Heritage Credit Union – WI & IL only – $100 Bonus
No monthly fees to worry about but a relatively small bonus.
Unify Financial Credit Union $150 – AR
Sometimes this is only available in specific areas/states but currently seems to be nationwide.
First Financial Bank – $100 Referral – IL, IN, KY, OH
Bonus is $150 if referring a business.
iTHINK Financial $125 – FL & GA
Can get $50 of the bonus without a direct deposit.
Financial Partners Credit Union – CA – $100 Referral Bonus
No monthly fees and the fact that it is a referral bonus makes this more attractive.
Kohler Credit Union $100 Referral – WI
You also get $100 for each person you refer.
Primeway Federal Credit Union – $100 – TX, Select Counties
Also requires 5 debit card transactions.
Western State Bank – $100-$250 – AZ, ND, MN – In Branch Only
Another relatively small in branch bonus, still worth doing if you live near a branch and have done the bigger bonuses listed above.
CinFed Credit Union $150 Referral – OH, KY, IN
Would be higher but it’s a hard pull.
The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
No monthly fee is required which is nice.
City National Bank – $100 Checking – VA, WV, OH – In Branch
Not the most attractive offer given that it’s only $100 and in branch only, but still worth considering for those that have done the bigger bonuses above.
Logix Credit Union $200 – CA
Would be higher up, but insanely hard to get approved.
Neighborhood Credit Union $300 Checking Bonus – TX
Previously this was only a $100 bonus, so it’s nice to see it increased by such a huge amount.
Highly Region Specific/Branch Specific
TTCU Federal Credit Union $500 – OK Select Branches
Fantastic bonus if you live near a branch.
Island Federal Credit Union – $600 – Nassau County, Suffolk Country, NY
Maximum bonus used to be $400.
Bank of Texas – $400/$850 TX, San Antonio
Requires a savings account now.
Sometimes they have a $300 bonus for everybody in KS & MO.
Picatinny Credit Union $285 NJ – Morris County, New Jersey. Morris Essex Union Somerset
Available in more counties now as well.
Apple Bank $300 – NY, Rego Park branch
Only available in this one branch unfortunately.
Truity Credit Union $250 Referral – OK, KS, Highly Select Areas only
Person signing up gets $250, person referring gets $50. You either need to be a relative of existing member, affiliated with a qualifying employer or community partner or Bartlesville, OK, Lawrence, KS or Springdale, AR regions and make a one time $25 donation. Might be able to stack with base bonus.
MyUSA Credit Union $200 Checking Bonus – OH – No Requirements
Must live/work/learn in Butler, Clark, Greene, Miami, Montgomery or Warren County in OH only
Southland Credit Union $200 Checking Bonus – CA Long Beach
Only available at the long beach location.
City National Bank VA, WV, OH, In Branch only – $200 Bonus
This has been available online in the past, but currently in branch only.
San Mateo Credit Union $150 Bonus – Direct Deposit Not Required – CA Only
Only available in San Mateo County, the City of Palo Alto, or certain areas of San Francisco.
Purdue Federal Credit Union $400 IN, Lake & Porter County
Bonus was previously only $150.
Recent Changes
- [7/17/26] Added U.S. Bank $450
- [7/17/26] Removed Superior Credit Union – $200 – OH, KY, IN, MI
- [7/16/26] Removed Varo Money $150 Referral
- [7/16/26] Added Propell Credit Union $250 – PA, In Branch Only
- [7/16/26] Added Travis Credit Union – $475 – CA
- [7/16/26] Added Brex $500
- [7/16/26] Added Embold Credit Union $200 – OR
- [7/16/26] Added Keybank $1,000 AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA, In Branch
- [7/16/26] Added FNBO Bank – $250 CO, KS, NE, IA, SD, IL, KS, TX
- [7/16/26] Added Truist $500 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- [7/16/26] Added FirstBank – $300 – CA, AZ & CO
- [7/16/26] Added Fidelity Bank $600/$800 Checking – Northeastern PA only
- [7/16/26] Added Heritage Community Credit Union – $500 – CA
- [7/16/26] Added Kitsap Credit Union $330 – WA
- [7/16/26] Added Bar Harbor Bank & Trust $400 Checking Bonus – ME, VT & NH
- [7/16/26] Added Bar Harbor Bank & Trust $200/$400 Checking Bonus – ME, VT & NH
- [7/16/26] Added Flagstar Bank $400-$500 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI
- [7/16/26] Added Santander $400 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA, In Branch
- [7/16/26] Added 316 Financial $250
- [7/16/26] Added Bank of America $400-$2,500
- [7/16/26] Added Blaze Credit Union $250 Bonus, Direct Deposit Not Required – MN
- [7/16/26] Added First Heritage Federal Credit Union – $250 – NY, PA
- [7/16/26] Added Reliant Community Credit Union $150 Bonus + $25 Referral Bonus – NY only
- [7/16/26] Added Ameriprise Financial $400 Checking & Up To $1,000 Savings Bonus
- [7/14/26] Removed Bellwether Community Credit Union – $300 – NH, MA
- [7/10/26] Removed Eastern Bank $750 Checking/Savings Bonus – MA, NH, ME, RI
- [7/10/26] Removed Idaho Central Credit Union (ICCU) $150/$250 Bonus – ID, WA, OR, Direct Deposit Not Required
- [7/9/26] Removed Truist $400 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- [7/9/26] Removed South State Bank $300 checking Bonus – AL, CO, FL, GA, NC, SC, TX, VA – Direct Deposit Not Required
- [7/8/26] Removed Community Credit Union Florida – $500 – FL
- [7/7/26] Removed Lake Michigan Credit Union $100 Referral
- [7/5/26] Removed LBS Financial Credit Union – CA Only – $100 Bonus
- [7/5/26] Removed Service 1st Federal Credit Union – PA – $300
- [7/5/26] Removed PeoplesBank (Bankatpeoples) $350 MA & CT Only
- [7/5/26] Removed First Bank – $500 – CA, IL, KS & MO,
- [7/5/26] Removed First Horizon Bank $450 Bonus – LA, NY, SC, TX, TN, AR, MS, AL, GA, KY, FL, NC & VA – Direct Deposit Not Required
- [7/5/26] Removed Equity Bank $400 – KS, MO, AR, OK & NE?
- [7/5/26] Removed Visions Federal Credit Union – NY, PA, NJ – $500
- [7/5/26] Removed Mountain America Credit Union – $150 – UT, ID, NV, NM, MT, AZ
- [7/5/26] Removed Wings Credit Union $500 + $50 – MN, WI, MI, WI, FL, GA
- [7/4/26] Removed Popular Bank $400 – FL, NJ, NY
- [7/4/26] Removed Bank Novo – $500 – Business Checking
- [7/3/26] Removed Flagstar Bank $300-$500 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI
If you know of any better bank account bonuses, let us know in the comments section and we will add them.
