[Northeastern PA only] Fidelity Bank $600/$800 Checking Bonus

Update 7/12/26: There is now a $600 personal and $800 business checking bonus. Hat tip to reader Dave

Update 6/20/26: There is now a $600 personal and $500 business checking bonus. Hat tip to reader LS

Update 10/29/25: Now $400

Update 1/27/25: Deal is now $550.

Update 8/25/25: Deal is back active at $525. Hat tip to reader Gorb

Update 1/15/22: Deal is back, now $525.

Update 9/19/20: Deal is back, no end date listed. There is now a savings requirement as well. Hat tip to Gadget.

Update 4/20/20: Bonus increased to $500. Direct deposit required increased from $2,500 to $3,000 per month. eSatement and debit card transactions also added. Hat tip to reader Yo

Offer at a glance

The Offer

Direct link to offer

• Fidelity Bank is offering a $700 personal bonus of up to $700:
  • $350 when you open a new checking account with qualifying direct deposit and enroll in online banking and EZ Statements
  • $100 when you open a savings or money market account and maintain a qualifying balance ($10,000 for three months)
  • $50 when you open your account online
  • $100 debit card bonus: 20+ debit transactions/month for 5 months ($20/month)
• $500 business bonus (says $800, but it’s actually $500 as $300 is merchant services) :
  • $450 when you open a new business checking account and maintain a qualifying balance while enrolled in digital banking 
  • Plus, up to $300 with Merchant Services
  • $50 when you open your account online

The Fine Print

• Offer valid for new personal checking account customers only.
• A $500.00 deposit will be made into your Fidelity Bank checking account when direct deposits or recurring credits of $3,000.00 per month are received for a minimum of three (3) consecutive months.
• Requirement must be satisfied within one hundred and fifty (150) calendar days of account opening.
• Deposit will be made on the first (1st) business day after one hundred and fifty (150) calendar days from account opening.
• Minimum deposit to open a checking account may range between $25.00 and $1,000.00, minimum balance requirements and monthly service charges depend on which checking account is chosen.
• Please consult your Fidelity Banker for specific product information. Minimum balance requirements and fees may reduce earnings.
• The annual percentage yield (APY) for Performance Checking or Platinum Checking accounts is 0.05% if balance requirement of $2,500.00 is met. APY is current as of May 20, 2019 and may be rescinded or changed at any time.
• Rates are variable and may change at any time.
• Bonus will be reported on IRS Form 1099-Misc.
• Cannot be combined with any other offer.
• Customers may only receive one new checking account and savings account opening-related bonus per calendar year.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Reliance Checking $7 Monthly Fee

This account is the easiest to keep fee free, the $7 monthly charged is waived if you do any of the following:

• $1500 average daily balance OR
• $400 aggregated monthly direct deposit
• or ten (10) signature based Fidelity Visa® Check Card transactions

Early Account Termination Fee

There is a fee if closed within 180 days, but I’m unsure what this fee is.

Our Verdict

Previous best bonus was $200, that required a savings account but lower direct deposit/recurring credit. This new bonus is significantly better because the bonus is $400 and the direct deposit/recurring credit isn’t that difficult to meet. Because of that we will be adding this to our list of the best bank bonuses.

Hat tip to reader Jeff L

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