Loan

Certificates of deposit (CDs) have seen rates rising even more, despite major banks lowering the rates on theri savings accounts.  As of July 15, 2026, the best 12-month CD…

Our take: SoFi’s home equity loans and HELOCs can be tough to qualify for and have high minimum borrowing amounts, but their higher-than-average CLTVs and options without origination fees…

Home Equity, Verification, Asset-Based Lending, MI Tools; Housing Demand Shift; Fed Balance Sheet Thoughts Certainly the cost gap between renting and owning is widening, and the press…

Key Points Federal Direct subsidized and unsubsidized loans come with a six-month grace period after graduation.  Medical and dental residents can pause federal payments through forbearance, in increments of…

Our take: Fifth Third Bank’s home equity options are reliable but not cutting-edge. Borrowers with excellent credit will find no-closing-cost loans and in-branch support appealing, but online competitors often…

Key Points The Justice Department asked a federal judge on July 14 to dismiss Havens v. U.S. Department of Education, the last active lawsuit trying to stop the SAVE…

Our take: Achieve offers affordable HELOCs with fast approvals for eligible homeowners borrowing against primary residences. It has a lower minimum credit score requirement than many lenders, but may…

Why Were 10yr Yields Only a Few bps Lower Today? Tue, Jul 14 2026, 4:42 PM Why Were 10yr Yields Only a Few bps Lower Today?…

Key Takeaways Better Mortgage leads with the Mortgage Reports overall lender score of 4.3/5, offering a high 90% CLTV and an accessible 620 credit minimum. Other lenders excel in…

The University of California’s admissions board voted Friday to withdraw its month-old plan to study whether the SAT and ACT should return to UC admissions, leaving the system’s biggest…