Loan

IRA Financial review: Our take – IRA Financial offers a broad choice of assets, advanced IRA structures, and predictable fees. However, some plans carry high setup and maintenance costs….

CRA, Call Report, Non-QM U/W Tools; ROAD to Housing Bill Viewed; Immigration and Credit Reminder Ever heard someone say something that was blatantly misleading? On July 16,…

Key Points For most families, the best 529 plan is your own state’s plan: most states only give the tax break if you use their plan, and the break…

Home Equity Loans Our take: Pennymac’s home equity loans are pretty standard. The rates fall within industry norms, although the flat rate origination fee is surprisingly affordable. But you…

Interest rates are based on bonds. Because the bonds underlying the average mortgage are fixed rate, inflation is the enemy. Imagine you’re an investor fronting the money for a…

The Department of Education has revised its court-ordered list of professional degree programs for the second time in two weeks, clarifying which nursing programs qualify for higher federal student…

Everyone experiences financial emergencies from time to time. If you have sufficient savings and a good credit score, it’s much easier to get through them, but that’s not the…

Fraud Report, AMC, Non-QM Products, eNote News; ROAD to Housing Thoughts; Oil and Rates Recently, MISMO released its new white paper, “From Paper to Performance: How eNotes…

Key Points Roughly 40% of Americans would likely be denied a private student loan, and most approvals depend on a cosigner. About 84% of private student loan borrowers applied…

Home Equity Cashout Our take: JG Wentworth provides a no-monthly-payment way to unlock home equity without refinancing. But it’s probably not ideal if you qualify for traditional home equity…